NuVARD Terms of Service

Effective date: July 22, 2026

These Terms of Service ("Terms") are a legal agreement between you and NuVARD Biotech, Inc., a Delaware C-corporation, doing business as NuVARD AI ("NuVARD," "we," "us," or "our"). These Terms govern your access to and use of the NuVARD AI mobile application (the "App"), the www.nuvard.ai website, including the waitlist (the "Website"), and all related features and services we make available (together with the App and Website, the "Service").

Please read these Terms carefully. By creating an account, or otherwise accessing or using the Service, you agree to be bound by these Terms. If you join the waitlist, you agree to these Terms as they apply to Website use. If you do not agree, do not use the Service.

Certain terms used in these Terms have the meanings given in our Privacy Policy, including "Personal Data" (information that identifies or can reasonably be linked to you). "Wellness Content" means the wellness and health-intelligence information, insights, scores, summaries, trends, and outputs the Service generates or presents. "User Content" is defined in Section 8.

1. Important health notice — wellness, not medical care

Please read this section first.

NuVARD provides wellness and health-intelligence information only. The Service is not medical care. NuVARD does not diagnose, treat, cure, or prevent any disease or health condition, is not a medical device, and is not a substitute for professional medical advice, diagnosis, or treatment.

Wellness Content, including any scores, insights, trends, or AI-generated output, is informational and provided for your general wellness and self-knowledge. It is not a clinical assessment and must not be relied on as one.
Do not rely on Wellness Content for any medical or treatment decision. Always seek the advice of a qualified physician or other qualified health provider with any questions you have about a medical condition, your health, or before making changes to diet, exercise, supplementation, medication, or other health-related behavior.
Do not disregard, avoid, or delay obtaining professional medical advice because of anything you read or received through the Service.
The Service is not for emergencies. If you think you may have a medical emergency, call your doctor or your local emergency number immediately. The Service is not designed for and must not be used in emergencies.

You are responsible for your use of the Service and for any decisions you make based on Wellness Content. See Section 11 (Assumption of risk) and Section 12 (Disclaimers).

2. Eligibility

You must be at least 16 years old to use the Service. By using the Service, you represent that you are 16 or older. We take reasonable measures to prevent account creation by anyone under 16. If we learn that a user is under 16, we will take appropriate action, which may include closing the account. A higher minimum age may apply where local law requires; see our Privacy Policy for jurisdiction-specific details and for how we handle minors.

You must also have the legal capacity to enter into these Terms. If you use the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms.

3. The Service

3.1 What the Service does

The Service presents wellness and health-intelligence information. Through the App, with your granular, per-category consent, you may provide or connect data such as health and activity metrics, wearable and device data, medical history, biomarkers and lab results, location, and camera-roll images, so that the Service can generate Wellness Content for you. Special-category features — such as medical history, biomarkers and lab results, and camera access — request your consent at the point you choose to use them, not up front. Marketing communications are opt-in and off by default.

Through the Website, including the waitlist, you can learn about NuVARD and, if you choose, join the waitlist by submitting your email address.

Some of the data used to generate Wellness Content may originate from third-party sources you connect (for example, a wearable, a connected health platform, or lab results). Details of what we collect, from which sources, and how we use it are described in our Privacy Policy.

3.2 AI-generated output

Parts of the Service use artificial intelligence to generate Wellness Content. AI-generated Wellness Content is presented for you to review; you decide whether and how to act on it. AI output may be incomplete or inaccurate and, like all Wellness Content, is not medical advice. Section 1 applies in full to any AI output. Where the Service can take an action on your behalf, the level of automation and any human-review or confirmation step is described in the App and in our Privacy Policy.

3.3 Changes to the Service

We may add, change, suspend, or discontinue features of the Service at any time. Availability of the App on specific platforms and app stores may vary; the App is currently available on the Apple App Store (iOS only at present).

4. Accounts and security

To use certain features you must create an account. You agree to provide accurate information and to keep it current. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly at support@nuvard.ai if you suspect any unauthorized use of your account.

We maintain administrative, technical, and organizational measures designed to protect Personal Data, including encryption of data in transit and at rest, controls that protect identifiers such as IP addresses, access controls, and rate-limiting and abuse-prevention measures. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Our security obligations are as described in our Privacy Policy and any applicable data-processing terms. You are responsible for taking reasonable steps to safeguard your credentials and devices.

Breach notification. If a breach affecting your Personal Data occurs, we will notify you and the relevant authorities as required by applicable law.

5. Consent and your data

Your privacy is governed by our Privacy Policy, which is incorporated into these Terms by reference. In summary:

Consent to data processing in the App is granular and per-category, captured before processing, versioned (with a version and timestamp), and withdrawable, with the consequence of withdrawal explained to you inline. Consent is never a silent, pre-granted toggle.
Where you connect Apple Health or Health Connect, access is user-granted, scoped, and disconnectable at any time; the App names the read scope in plain language and requests read access only.
We do not use your Personal Data to train or fine-tune AI models, and we contractually require our AI-inference providers not to use your data to train theirs.

For details on what we collect, how we use it, the legal bases we rely on (including, where applicable, the GDPR conditions for processing special-category health data), retention periods per category, international transfers, sub-processors, and your rights and how to exercise them, see the Privacy Policy.

6. Consumer health data (non-medical wellness service)

NuVARD is a wellness service and is not a HIPAA covered entity or business associate; the information you provide is not protected health information under HIPAA. Some jurisdictions regulate "consumer health data" collected by non-HIPAA services. Where those laws apply, we handle your consumer health data consistent with them, including obtaining consent where required, honoring applicable access and deletion rights, and not selling consumer health data without your authorization. How we collect, use, share, and let you control consumer health data is described in our Privacy Policy, including how we address the Washington My Health My Data Act, Nevada SB 370, Connecticut's consumer health-data provisions, and the FTC Health Breach Notification Rule where they apply.

7. Acceptable use

You agree that you will not:

use the Service in any way that violates applicable law or these Terms;
use the Service to diagnose, treat, or manage a diagnosed medical condition, to provide medical care to others, or to represent Wellness Content as medical advice, diagnosis, or treatment;
access, tamper with, or use non-public areas of the Service, our systems, or the systems of our service providers;
probe, scan, or test the vulnerability of the Service, or breach or circumvent any security, authentication, rate-limiting, or abuse-prevention measure;
interfere with or disrupt the Service, including by imposing an unreasonable load;
upload or transmit malware or other harmful code;
scrape, harvest, or collect data from the Service by automated means except as expressly permitted;
reverse engineer, decompile, or attempt to extract source code from the Service, except to the extent this restriction is prohibited by applicable law;
impersonate any person or misrepresent your affiliation; or
use the Service to develop a competing product or to train a machine-learning model on our data or output.

We may investigate and take action, including suspension or termination, for any violation.

8. Subscriptions, billing, and cancellation

Some features of the Service require a paid subscription.

8.1 App store purchases

Where you purchase a subscription through an app store, that purchase is processed by the app store, and the app store's terms, billing, auto-renewal, and cancellation rules govern. Subscriptions typically renew automatically until cancelled, and you can manage or cancel your subscription through your app store account settings.

8.2 Direct purchases (web checkout)

Where you purchase a subscription directly through our Website, payment is processed by our third-party payment processor, Stripe, and Stripe's own terms apply to the transaction.

Recurring nature and renewal. The subscription is a recurring charge. It automatically renews at the end of each billing period and continues until you cancel, and we will charge your payment method on file for each renewal at the then-current price and interval.
Cancellation. You may cancel at any time through your account settings. We make cancellation available online and at least as easy as it was to sign up, with no obligation to call, chat, or take additional steps beyond those used to subscribe.
Reminders and disclosures. We provide the pre-purchase and renewal disclosures required by applicable law.
Intervals and renewal dates. Web subscriptions are offered in monthly and annual billing intervals and renew automatically at the end of each interval on its anniversary. Before you purchase, we present the price, the billing interval, and the fact of automatic renewal; after you purchase, your renewal date and price are shown in your account settings.
Renewal reminders. For annual plans, we send a reminder in advance of each renewal; for all plans, we provide any renewal notices required by applicable auto-renewal laws.
Cancellation path. Cancellation is available online in your account settings in no more steps than it took to subscribe, and also by emailing support@nuvard.ai. Cancellation takes effect at the end of the current paid period.

8.3 Refunds

App Store purchases are billed and refunded by Apple under the App Store terms; refund requests for those purchases are made through Apple, and we do not control Apple's refund decisions.
Web purchases: if you are a first-time subscriber, we will refund your first payment on request to support@nuvard.ai within 14 days of that first charge. Otherwise, and to the extent permitted by law, payments are non-refundable; cancelling stops future renewals, and your access continues through the end of the period you have paid for.
Nothing in this Section limits any non-waivable refund or withdrawal right under the consumer laws of your place of residence; where such rights apply (including any statutory withdrawal right for digital services), we honor them as required.

Prices and available plans may change; changes will not apply retroactively to a period you have already paid for. Payment obligations accrued before cancellation or termination survive.

9. User content and license

The Service may let you input, upload, or generate content, including data you provide and images you submit ("User Content"). As between you and NuVARD, you retain ownership of your User Content.

You grant NuVARD and its service providers and sub-processors a limited, non-exclusive, worldwide, royalty-free license to host, store, process, transmit, and display your User Content solely as needed to operate and provide the Service to you, and consistent with the consents you have given and our Privacy Policy. This license ends when your User Content is deleted, subject to the deletion and retention practices described in the Privacy Policy and to any legal hold. You represent that you have the rights necessary to submit your User Content and that it does not infringe the rights of others.

10. Intellectual property

The Service, including the App, the Website, and all software, text, graphics, and other materials we provide (excluding your User Content), and all related intellectual property rights, are owned by NuVARD or its licensors. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use. No rights are granted except as expressly stated in these Terms. "NuVARD" and related marks are the property of NuVARD; you may not use them without our prior written permission.

11. Assumption of risk

You understand that wellness, lifestyle, dietary, and activity decisions carry inherent risks, and that Wellness Content is informational and may be incomplete or inaccurate. To the fullest extent permitted by law, you assume all risk arising from your health, wellness, and lifestyle decisions made in reliance on the Service or any Wellness Content. This Section does not limit any liability that cannot be limited under applicable law, including as stated in Section 13.

12. Disclaimers of warranty

Please also see the health notice in Section 1 and the assumption of risk in Section 11, which apply in full.

To the fullest extent permitted by law, the Service and all Wellness Content are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that Wellness Content will be accurate, complete, or suitable for any particular purpose. No Wellness Content is medical advice.

Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, warranty, or right that applies by law and cannot lawfully be excluded. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

13. Limitation of liability

Mandatory carve-out. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot be excluded or limited under applicable law (including, where applicable, non-waivable statutory data-protection compensation rights). The exclusions and cap below do not apply to any such liability.

Subject to the paragraph above, and to the fullest extent permitted by law:

NuVARD will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your use of, or inability to use, the Service or any Wellness Content.
NuVARD's total aggregate liability arising out of or relating to these Terms or the Service will not exceed the greater of (a) the total amounts you paid to NuVARD for the Service in the twelve (12) months immediately preceding the event giving rise to the claim, and (b) one hundred US dollars (US $100).

Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

14. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless NuVARD and its officers, directors, employees, and agents from and against any third-party claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party; or (d) your User Content.

We will give you prompt written notice of any claim subject to this Section. You may assume the defense and settlement of the claim with counsel of your choice, provided that we may participate with our own counsel, that you will not settle any claim in a way that imposes any obligation or admission on us without our prior written consent, and that you will cooperate with us.

Consumer carve-out. If you use the Service as a consumer, this Section applies only to the extent the claim arises from your material breach of these Terms, your violation of law, or your violation of a third party's rights; it does not require you to indemnify us for claims arising from our own negligence, willful misconduct, or breach of these Terms; and it does not apply to the extent prohibited by the law of your place of residence.

15. Third-party services

The Service may integrate with genuinely user-elected third-party services that you choose to connect, including Apple Health or Health Connect and wearables and other providers. Your use of such a third-party service is governed by that third party's terms and privacy practices, not these Terms. We are not responsible for those user-elected third-party services, and integrating them is your choice; you can disconnect health-data connections at any time as described in Section 5.

This Section does not disclaim responsibility for the vendors and sub-processors we engage to deliver the Service (including any AI-inference provider that generates Wellness Content); our responsibility for those providers is as described in these Terms and our Privacy Policy.

16. Governing law and dispute resolution

16.1 Governing law and venue

These Terms, and any dispute arising out of or relating to them or the Service, are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any such dispute will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you and NuVARD consent to the jurisdiction of those courts. If you are a consumer, nothing in this Section deprives you of any mandatory consumer protection of the state or country where you live.

EU/UK consumer carve-out. If you are a consumer resident in the European Union, the European Economic Area, or the United Kingdom, nothing in this Section 16 deprives you of the protection of the mandatory consumer-protection or data-protection laws of your country of residence, or of any right you have to bring proceedings, including claims under the GDPR or UK GDPR, in the courts of your place of residence.

16.2 Informal resolution

Before starting a formal proceeding, you and NuVARD agree to try to resolve the dispute informally by written notice to the other party, and to negotiate in good faith for a period of sixty (60) days from the date the notice is received before commencing litigation. Notice to NuVARD goes to support@nuvard.ai or the mailing address in Section 21; notice to you goes to the email associated with your account.

16.3 Time to bring a claim

To the extent permitted by applicable law, any claim arising out of or relating to these Terms or the Service must be commenced within one (1) year after the claim accrues; otherwise it is permanently barred. This Section does not shorten any statutory period that cannot be shortened by agreement and does not apply where prohibited by the law of your place of residence.

17. App Store and platform terms

If you download the App from the Apple App Store, the following apply in addition to these Terms: these Terms are between you and NuVARD only, not Apple, and Apple is not responsible for the App or its content. Apple has no obligation to provide maintenance or support for the App; NuVARD, not Apple, is responsible for any product warranties and for addressing any claims relating to the App (including product-liability, legal-compliance, and consumer-protection claims) to the extent not disclaimed in these Terms. You represent that you are not located in a country subject to a U.S. Government embargo or designated as terrorist-supporting, and that you are not on any U.S. Government restricted-party list. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. The App is currently iOS-only; if it becomes available through Google Play, the additional terms Google requires will be added to this Section at that time.

18. Termination

You may stop using the Service at any time and may initiate account deletion in the App or by contacting support@nuvard.ai. We may suspend or terminate your access to the Service, in whole or in part, if you violate these Terms, if required by law, or as reasonably necessary to protect the Service or other users.

On termination, your right to use the Service ends. Deletion of your account and data is handled as described in the Privacy Policy, including per-category treatment and any legal hold that pauses deletion (in which case you will be told). Sections that by their nature should survive termination — including Sections 1, 5, 6, the surviving restrictions in Section 7, 8 (as to accrued payment obligations), 9 (as to ownership allocation and your representations), 10, 11, 12, 13, 14, 15, 16, 19, and 20 — survive.

19. Force majeure

We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, natural disasters, war, civil unrest, labor disputes, governmental or regulatory action, network or infrastructure failures, and failures or interruptions of third-party services or providers, including inference, hosting, and payment providers.

20. General terms

Changes to these Terms. We may update these Terms from time to time. For material changes — including any change to the dispute-resolution provisions in Section 16 — we will provide reasonable advance notice (for example, by email or in-Service notice) and, where required by law or where the change is material, will seek your affirmative acceptance before the change takes effect; where affirmative acceptance is not required, your continued use of the Service after the change takes effect constitutes acceptance. For non-material changes, we will post the updated Terms with a new effective date.
International data transfers and representatives. Where we process the Personal Data of individuals in the European Union, the European Economic Area, or the United Kingdom, we rely on the European Commission's Standard Contractual Clauses and the UK International Data Transfer Addendum as described in our Privacy Policy (we do not currently certify under the EU-US Data Privacy Framework). Representative and data-protection-officer status is stated in the Privacy Policy: none is currently appointed, because the Service is directed to users in the United States at launch; we will appoint representatives and update both documents before offering the Service in the EEA or the United Kingdom.
Marketing communications. Any marketing emails we send include an unsubscribe mechanism and our sender identity and postal address, and we honor opt-outs, as further described in our Privacy Policy.
Entire agreement. These Terms, together with the Privacy Policy and any additional terms you agree to, are the entire agreement between you and NuVARD regarding the Service.
Severability. If any provision of these Terms is held unenforceable, that provision is severed and the remaining provisions remain in effect.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets, or as otherwise permitted by law.
Links. The published Terms and Privacy Policy link to each other.

21. Contact

NuVARD Biotech, Inc. (doing business as NuVARD AI) Delaware C-corporation Mailing address / principal place of business: 2828 NW 1st Avenue, #314, Miami, FL 33127, United States Registered office: 1007 North Orange St., 4th Floor, Wilmington, County of New Castle, DE 19801 (registered agent: Capbase Agent & Document Services LLC) Email: support@nuvard.ai

Questions about these Terms, and privacy, legal, and data-rights requests: support@nuvard.ai